Credit Analyst
Full-Time ▪ Private Banking ▪ Nashville, TN
The Role
The Credit Analyst is responsible for underwriting credit requests and assisting the Chief Administrative & Risk Officer in loan portfolio management, analysis, and reporting. The position serves as the credit analyst for Truxton Capital Advisors, Truxton’s in-house boutique investment bank. We are looking for candidates who demonstrate strong analytical and underwriting skill sets and are eager to collaborate with internal teams. The Credit Analyst has significant exposure to senior leadership and countless development opportunities for growth in credit risk management.
Who We Are
Truxton Trust Company is a provider of private banking, wealth management, trust, capital markets, and family office services for wealthy individuals, their families and their business interests. Serving clients across the world, Truxton’s vastly experienced team of professionals provides customized solutions to its clients’ complex financial needs. Founded in 2004 in Nashville, Tennessee, Truxton Trust upholds its original guiding principle: do the right thing. Truxton Trust Company is a subsidiary of financial holding company, Truxton Corporation (OTCPK: TRUX). For more information, visit truxtontrust.com.
Our mission: To do the right thing every day, putting our clients’ interests first, with distinctive, comprehensive financial solutions that protect and promote client prosperity and quality of life.
What You Will Be Doing
- Preparing credit analyses to determine customer credit worthiness and ability to repay debt
- Assisting Private Bankers by interfacing with business owners and finance teams to understand cash flows and business risk
- Operating as the exclusive credit analyst for Truxton Capital Advisors, the bank’s leveraged lending and structured credit unit
- Working with senior Private Bank personnel and with Chief Administrative & Risk Officer as lead on initiative to streamline underwriting processes associated with certain credit requests and ensuring compliance with bank regulations
- Generating quarterly analyses and reporting to Board Credit Committee pertaining to portfolio risks
- Maintaining strong attention to detail in the preparation of spreadsheets, credit memos, and other documentation
- Interfacing with auditors and examiners as needed to meet their information requirements
What We Are Looking For:
Attributes and Abilities
- You are meticulously detail-oriented and organized
- You are a problem solver, able to both diagnose challenges and solve them efficiently
- You are curious and excited to learn when presented with a new issue
- You are able to seamlessly toggle between independent work and collaborating with a team
- You prioritize diligence and timeliness and are proactive in completing work
Experience and Skills
- 3+ years of working knowledge and experience in a professional services firm preferred
- You are highly proficient with Microsoft Excel and other financial software systems
Education and Designations
- Bachelor’s Degree in Finance, Accounting, or Economics preferred
- Bonus points: Obtained or are interested in pursuing an MBA or Professional Designation (CPA, CFA, etc.)
Why You Should Work Here
- Truxton is a highly profitable and growing company that has been recognized by American Banker as the 19th best community bank (and top-ranking TN bank) based on 3-year Return on Average Equity
- Opportunities to grow your expertise, take on new challenges, and gain exposure to a wide range of sophisticated work across private banking, wealth management, asset-liability management, treasury management, deposit operations, and capital markets
- Because we are a smaller company, you will have the opportunity to chart your own course and contribute to initiatives that go beyond your job title
- Opportunities for incentive bonuses through new business referral
- Truxton supports and encourages a culture of learning, both through internal development and pursuit of professional designations
If working for Truxton appeals to you but you don’t think you are a match for this role, we still encourage you to send a resume and cover letter explaining how you might contribute to our team.
What We Offer
- 401k + company match
- Medical, life, dental, and vision insurance
- Paid federal holidays
- Paid vacation Time
- Employee assistance program (EAP)
- Short-term and long-term disability insurance